hey Bundy, i just had a thought, how about a radio controlled boat??
as for not insuring it for work, i guess they deem it to large of a ‘risk’ to insure it. as you are supposed to have something like a $20mil public liability policy do you not? (but i would have thought that operating a business you would already hold a policy that covered that)
if you were to get all out of control and launch up a dam bank and mow all cocky mate down, they’d only have to cough up for the damage to any/all machinery and your’s and the cocky’s medicals.
yet if you were down at the beach 1/2 cut and using the surfers and swimmers as slalom buoys and got stuck at WOT, killed and/ or maimed several people they would almost go broke paying out for everyone’s expenses…… would they not???
maybe see if you can add it to a work vehicle policy???
the only other avenue you could try is asking (if you know of any) a licensed fishing or charter boat who they get their insurance through, see how much they want to bleed out of you.
