I just got off the phone from by bank (NAB). They called me to let me know that there were some unauthorised transactions on my credit card overnight. Buggers hit it up for nearly $3000! Fortunately the NAB Fraud mob picked it up and froze the account, and once I fill in the right forms and tick the correct boxes we will not be out of pocket.
The old card is now cancelled and a new one issued.
What did I do wrong? Well, apparently the most likely way the scammers got hold of my credit card details is by a random account number generator. So there is no way I could have prevented this. I was very concerned because my card is only used for local purchases and the only international supplier I have is Google Adwords. :dry:
So what can you do? Keep a close eye on your credit card balance. If you have netbank, check the balance regularly. The quicker you pick up a problem the better. If you have a questionable charge, call the bank immediately. This is not a problem with the physical card being compromised, this is some geek hacker in a dark room somwhere playing pathetic games with computers. :angry: :angry:
They are out there folks – TAKE CARE! :angry:
