I always tought public liability insurance on your property covers boofheads who get injured on your property. The insurance companies then go you if there’s a degree of contributary negligence on the insured’s part.
Happy to be proven wrong though.
How’s this for a verbal agreement then? “Yeah come in and ride ere, no dramas. I know you won’t sue me if you get hurt. If you fall off and look hurt I’ll make two phone calls. One to the cops reporting you for trespassing and the second to the ambos…cause I’m a good bloke!”
Rest assured if I fall off not only do I not have the inclination to sue…I don’t possess the funds! But then when you ride a Vor one can’t afford to fall off too much!!!