Personal accident insurance. Anyone got it?

[WoodsyMember]

Been thinking that I better get some accident/sickness insurance since Ive been back into riding. The princess isnt working at the moment, so some sort of income protection is needed I think.

Anyone got any ideas on companies that arent too harsh on bike riders?

[Mick DMember]

I have been insured by Combined insurance for about 7 years.I have a basic policy that covers me for any transport accident,including dirtbikes. It costs about $260 a year and if you are off work for more than a fortnight you get about $200 a week back. Like I said it is basic but they paid up no questions asked when I injured my foot last year and spent some time in plaster.

There are more comprehensive policies available I am sure.

[Eric SmithMember]

As a self employed surveyor I have a very comprehensive policy through NAB’s insurance side (they handle all our finances). It costs me abouit $2600 annually which provides me with a pretty substantial income to cover my expenses. There are a million different options but for goodness sake talk to more than one broker. If you are interested I can give you the name and number of the lady I deal with because she put it in easy to understand terms and didn’t try to sell me crap I didn’t need. (It will be tomorrow before I can get the info for you though.)

I am covered for trail riding as well as competition on the bike too.

Cheers,

ECKS

[dennis da menaceMember]

i have income insurance through work. it covers sickness, injury redundancy etc. the company is called “protect”. i dont know if theyre aust. wide. they will pay out 100% of my wages (averaged on last 3 months) for up to a year, along with any hospital bills etc.

in fact they even pay you out a lump sum on top of all that, called a broken bone payout…
ie.- $1000 per rib, $5000 for a smashed knee, $4000 for a lost finger, etc.

my boss pays for it. its part of our “enterprise agreement or industry award” sorry ecks, im a unionist thru and thru

i dunno about you blokes up in NSW, but down here in mexico, part of our yearly bike rego goes to the TAC (transport accident commision) it pays for your wages (80% from memory) and hossy bills etc. for any related transport injury.

even on bikes with “recreational rego”

its saved my arse on more than one occasion

both of them have actually

[Bob DowsettMember]

I knew there was something abut u menace but could never put my finger on it unionist eh

thats why u stop every 2 minutes for a fag and a flower break??????your use to someone else paying for it

Sorry for changing topic

My wife and i just have basic ambo cover for i think $80 / yr which we used recently
But also have the whole box and dice cover for life,TPD, Accident etc on a seperate policy

Hows sammy recovered yet?

[WoodsyMember]

Cheers for the info fellas.

Im waiting to hear back from some mates to see who they use. One of them is with combined for years and he has been happy with them, but is thinking of switching to another company that doesnt have the two week non payment wait.

Ecks, I might take you up on your brokers number if I can.

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