I use Shannons there great and very competitve and they offer ridding gear cover at no extra cost up to 2K .. pretty good in my book.. for my CRF450X with all the bling and wheels,pipe and what not it comes to about $89 a month and thats fully insured for a about 20K. Fire, theft, rite off the lot. gives me peice of mind when its in my garage from being thefted… oh and the Dirty harry Cannon under my pillow! 😆 helps too!! :ohmy: oh and my two Dirty massive Bull arab and bullmastive dogs…. :woohoo: that helps too.. :laugh: