Forum Replies Created
-
AuthorPosts
-
A virtual G’day to you Beno, it’s the only thing about tamworth that’s hot at the moment too…. the riding that is.
a few of the lads here are in them thar hills out your way, so keep an ear out……
BC
Hey Rod nice ole KTM there, it’s good to see someone taking an interest in all things Motorcycle.
as stated some addictions are better than others
bruce Cee
A big old virtual “G’day’ to you Timd, nice to virtually meet ya
Bruce cee
a big Virtual G’DAY to you Mr Dobbo.
Bruce Cee
Trailboss wrote:
Quote:I have over the years of trying different ones and settled on Motul
It is very tacky, even when you pull the side plate of after an extended period it still stretches out spider web style. Its well priced (at Sutto’s anyway) and you dont have to use bugger all
IMO
TB
TB I’ve got a bit of that left in a bottle, and you’re right it’s as tacky as high heels & lipstick on Hulk Hogan, but it sure is a bugger to use and clean.
Yep i recommend using both together as a start, then from there on in it is personal preference.
My I like Genuine or K&N or Twin air, and I prefer 2T oil squeezed evenly throughout the filter, and a little grease on the lips.
but that’s just me, and I’ve never ever dusted a bike
I not sure either Scotty, however as you say there are lots of roadies getting hurt or worse, but also a hell of alot (round here anyway) unreg off-road and farm type inciedents as well, my argument is why are just legal road reg paying for the Unreg?
I mean you may well be right but let’s ask the powers that be for some figures, the ones they undoubtedly used to formulate this plan?
white rocket wrote:
Quote:Mr Blue wrote:Quote:There is a massive issue even with the current system, all CTPs for bikes are overpriced in the scheme of legitimate payouts for ROAD accidents, we are actually paying for the dweebs on pitbikes and the likes who hurt themselves at the local oval, this is wrong.the current federal government hads a paper on increasing the medicare levy 1% to cover all this sort of thing across the board, of course insurance companies don’t like that idea as they would have no legitimate reason to up our premiums without quaestion as is the case now
just a dumb question what has ctp got to do with unrego pit bikes the insurence companys are not going to pay a cent to them if there not insured so what has it got to do with the price of it .would not you be better of paying your cpt than a larger medicare levy unless your like me and have 4 kids and don t pay it
There is a pool of money that part of all our CTP goes into (a large portion actually) that pays for medical and lifetime support for persons injured in recreational motorcycle and Quadbike accidents who are uncovered by anything else. We actually pay for this through our Road registered CTP, and believe me it is a major part of it. This is why the proposal to draw this pool of money out of the Medicare levy is far more appropriate, as most of these people have little to nothing to do with legitimate motorcycling.
So why do we as a base of a mere 160,000 legitimate motorcyclists in NSW pay for this alone?There is a massive issue even with the current system, all CTPs for bikes are overpriced in the scheme of legitimate payouts for ROAD accidents, we are actually paying for the dweebs on pitbikes and the likes who hurt themselves at the local oval, this is wrong.
the current federal government hads a paper on increasing the medicare levy 1% to cover all this sort of thing across the board, of course insurance companies don’t like that idea as they would have no legitimate reason to up our premiums without quaestion as is the case now
Thanks Hatto< i'll do some scribing this evening, and those figures are exactly what I was looking for.
BOLLOCKS wrote:
Quote:I will say a few prays to Menaces mate Lord KatoBol :woohoo:
easy enough to do, usually done on yer back lying in front of the bike………………..
I’ll do another shorter punchier one this evening, too much info, not enough fact and explains too much.
And then fax it to your local representative if you wish.
BC
I borrowed heavily (basically plagerised) from another post elsewhere on the net on this subject (thanks Patto/Jetskier and the Duke blokes)
but see what you reckon
The Honourable
~~~~~~~~~~~~~~~
Member for wherever (in this case Lismore)The newly proposed categories for motorcycle CTP classes is unfair and inequitable, the changes mooted appear to have captured the good with the bad as it were and for the average motorcyclist in NSW riding a smaller capacity motorcycle is facing a 100% increase in on-road costs as a result.
Now as far as I can understand this is to help pay for the medical expenses of
those badly injured people claiming LTCS(Lifetime Care & Support Scheme) due to an injury from a motorcycle, are often unregistered, unlicensed or children.
Hence there are many claims against LTCS by those who pay nothing towards the LTCS fund.If an unregoed car/unlicensed driver injure someone badly, it may draw from the LTCS “car” fund However, the “risk” is spread over a larger part of the population – “all regoed cars”.
There is not a huge “population” of cars that are used off-road, an unregoed car is a tiny percentage of “all cars”.
Within the “population” of cars, that small add-on payment to cover this LTCS pay-out risk is quite minimal.However, with motorcycles, the numbers are VERY different, anecdotally 160,000 across the entire state, the risk actually needs to be spread over the ENTIRE population, not just the vehicle type.
When an injury pay-out from LTCS is deemed to have been caused by a motorcycle, the “motorcycle fund” within LTCS is charged the pay-out and the premium for motorcycle LTCS is calculated against that.
There are a large number of injuries to “un-riders” that are being paid out of your yearly Greenslip.
THAT is one big factor in why our Greenslip costs so much.e.g.
– a 14 year old kid is razzing around the front yard on an old unrego’ed non-maintained motocross bike he bought out of the Trading Post. It has stiff suspension, dried out control cables, dodgy front end and abrupt power delivery. Suddenly, he goes out of control and at high speed, leaves his front yard and crashes into the rockery in the front yard of the house across the street. He suffers a brain injury and a spinal injury. He requires special care for the rest of his life. In the course of the crash, he has been in a “road related area”. He claims against LTCS. ONLY registered motorcyclists are paying for that claim.
Similarly, several cases of little kids riding minibikes on the street at night and colliding with parked or moving cars, fences, poles, etc.
This is actually a “whole of community” problem, yet the costs are loaded onto motorcycle LTCS, simply because these kids were injured on a motorcycle and you also ride a motorcycle, so therefore the insurance system sees “motorcycles” as the financial risk and you, as a registered motorcycle owner are required to pay for the overall community risk.
It is imbalanced and unfair.
The present system imposes undue costs upon a small sector of the community for a problem affecting a wide sector of the community – despite the fact that you are responsible and manage your risks.
OK, there is another class of claims – e.g. a cruiser rider in the Nasho runs out of cornering clearance in a bumpy curve and hits a tree and rocks, breaking his spine at C4. He struggles to stay alive and struggles again to move from quad to paraplegic. He’s paid up and this is what LTCS is for. We all pay for that one too, which may motivate us to lobby for improved rider training, better road surface in the State, or at least useful signage – in an effort to “manage the risk for all riders”. Motivation may be compassion or simply financial, they meet at the same place.
The wider community produces a number of people each year who suffer injuries requiring lifetime care.
Few families of these are able to obtain the necessary financial assistance to manage with any level of dignity Hence, the courts tend to rule in favour of giving an LTCS pay-out if at all possible “within the rules”Now, if you are badly injured while riding on public land that is not gazetted as a “road related area” you can’t claim LTCS under the rules.
Hence you have to get by on a disabled pension with bugger all additional assistance for any special needs. The health system is appalling in this area.The Federal proposal has merit as it spreads the community risk (and associated insurance premium) and benefits across the entire community.
As a consequence, we would see the lTCS component of our Greenslips drop in the same way that CTP dropped when LTCS took over that portion of the risk.By making the “pool” larger, the percentage for risk goes down.
This is also a factor in CTP, which is managed on a “per insurance company experience” rather than the “overall motorcycle risk”.
The big ticket item in motorcycle CTP is from injured pillions.The present system manages for private profit rather than public good – it does so through “dividing” methodology.
There is a suggestion the flood of cheap “pitbikes” has caused a problem?
I would suggest those who ride these around the footpaths and streets, and those who ride old worn out bikes in the parks ARE NOT MOTORCYCLISTS!!The people writing this are motorcyclists. Do you ride on old hard cracked tyres? Do you allow your brake controls to go out of adjustment and become ineffective? Do you attempt tabletop jumps after all the oil in the forks leaked out years ago? Do you ride around moving cars on low pit bikes? NO – because you know the risks involved! You are motorcyclists. A lot of you have done a stay upright course? Those terrorising the streets on cheap imports, have they done a stay upright course? No – they are NOT MOTORCYCLISTS.
You motorcyclists are far more courteous than to ride around your local park.
I would submit the risk should be bourne by the wider community; after all, it is the wider community causing the problem, NOT MOTORCYCLISTS.
I would not drive an unregistered car; I believe the cost of CTP for a car doing 20k a year is reasonable. I do not believe the cost of CTP for a dirtbike doing less than 1k a year mostly on Forest trails is reasonable. How often do you take a pillion on your dirtbike? How often do you take passengers in your car, after all, the CTP is for these people.
So I apologise for not understanding why my 250 bike costs as much as a car to register, it must be a failing on my part.
On the subject of MCIS levy, it is a percentage of the CTP policy cost. It is about 10% higher for a bike than a car. This does not explain why the 300cc category was lowered to 226cc.
The outcomes are as listed below
100-225cc (calc came out at ~$162, roughly the same as current 0-300)
226-725cc ( $340, more for those up to 300cc, less for those between 300-725cc)
726-1025cc ( $508, same as current 300cc+)
over 1025cc ($625 on a 1200cc, up from $508)It would be appreciated if some investigation could be done on behalf of the thousands of recreational riders in this state by our elected representatives to help explain to us why we are being singled out so pointedly and unreasonably by the current and proposed new systems.
Furthermore if a “commonsense” new category was introduced similar to the present Victorian system of “recreational Registration” whereas recreational trailriders paid a nominal fee to legally pursue their legitimate pastime on safe roadworthy trailbikes this would open a larger pool of funds to be drawn against for whatever purposes, as found in Victoria it would encourage the current llegal habits of many to join the ranks of the legal riders enjoying our pastime, as the current and proposed new categories have & will force many more into riding without any cover and the attached revenue/recompense is lost altogether
Here’s the Kicker for me personally, two months ago my QLD rego came up, now seeing as QLD rego costs are pretty much in line with NSW I thought< "what the hell, lets throw all the adr gear back on and go fully legit, only costs around $200 a year. Well aren't I the goose now, may as well have left it registered to the SILs address.
All this is gunna do is promote unrego in the bush.
-
AuthorPosts
